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Elderly parents or relatives to care for and/or worry about? This is the place for you.

146 watchers
Jun 2017
10:49am, 16 Jun 2017
1,882 posts
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westmoors
Excuse my ignorance, but what is this LPA you are all talking about?
Jun 2017
10:53am, 16 Jun 2017
12 posts
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Ratcliffe
LPA is Lasting Power of Attorney, it gives you control over someones affairs (with their permission). There are two types, one for finances, and one for health decisions (treatment, switching off life support etc).

It can only be granted if the person who you will be representing is of sound mind.

If the person isn't of sound mind then yo have to go down the deputyship route
Jun 2017
11:01am, 16 Jun 2017
1,883 posts
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westmoors
Thank you. I knew about PoA but was unfamiliar with the LPA acronym.
Jun 2017
11:17am, 16 Jun 2017
1,899 posts
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Fragile Do Not Bend
Respect from me too Ratcliffe, I know I couldn't do what you are doing (unless it was for my husband, and even then I couldn't work at the same time).
Jun 2017
11:24am, 16 Jun 2017
8,459 posts
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Badger
Yes, what you're doing is amazing, Ratcliffe.
Jun 2017
11:32am, 16 Jun 2017
17,649 posts
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LindsD
I agree.

Thanks for the info on LPA. I thought it helped with the finances afterwards. Clearly not.
Jun 2017
11:40am, 16 Jun 2017
8,617 posts
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Maz Heeps
ratcliffe, you sound like you needed to get some stuff off your chest.

I think this thread will prove useful for all.....
Jun 2017
11:46am, 16 Jun 2017
29,558 posts
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McGoohan
My mum died without a will in 2015. Dad died 9 years previous so their mortgage was paid off by his insurance.

Despite her dying intestate, once I'd got some advice it was all fairly straightforward for me to deal with myself. Even though one of my two sisters had died before my Mum, Mum's estate was to be divided three ways. A third to me, a third to my living sister and a third to go to the children of my deceased sister.

Sorry, this is all a bit harshly factual isn't it. I guess what I'm saying is: it only gets complicated if you have people who want to nose in or second/third spouses etc. Lack of a will isn't necessarily a problem, so long as the surviving relatives behave themselves.
Jun 2017
11:49am, 16 Jun 2017
17,650 posts
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LindsD
Thank you McG. That's actually very helpful. I've just had a chat to a solicitor who is actually advising NOT making a will under these circumstances.
Jun 2017
12:56pm, 16 Jun 2017
18,759 posts
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LazyDaisy
Ratcliffe your post demonstrates so clearly to me that I have really very little to complain about. I hope you get some time to yourself to gather your strength otherwise you won't be in any state to look after anyone!

I have my mother's will and know that my half brother (my father's son, not hers) is not mentioned at all. I expect there to be some grief about that in due course. Unless she lives long enough for there to be no money left for anybody, which would suit me (I'm executor) just fine.

About This Thread

Maintained by LindsD
I thought I'd start a thread, as lots of us have elderly folks that we worry about/care for.

Useful info for after someone dies here (with thanks to grast_girl)
moneysavingexpert.com

Other useful links

myageingparent.com

moneysavingexpert.com

Who pays for residential care? Information here:

ageuk.org.uk

Advice on care homes and payment/funding

theguardian.com

Also: After someone dies, if their home insurance was only in their name, sadly the cover becomes void. But if the policy was in joint names, it will still cover the surviving policyholder (though the names on the policy will need to be updated).

A useful book of exercises for memory loss and dementia
amazon.co.uk

Pension Credit. The rules are a bit complex but if your elderly relative has some sort of disability (in this case dementia/Alzheimer's) and go into a home, they may be able to claim pension credit. So if carers allowance stops, it seems pension credit can start. It can also be backdated.

Fall alarm company, etc.

careium.co.uk

Useful Links

FE accepts no responsibility for external links. Or anything, really.

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