The Retirement Thread
173 watchers
6 May
8:39am, 6 May 2025
66,417 posts
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EvilPixie
We will have full state pensions and will be able to live on those alone but we do have work pensions too
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6 May
8:47am, 6 May 2025
9,554 posts
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um
We've had step increases ... When I retired, I had my company DB pension A year later Off Roader's PPF/FAS payment kicked in My PPF/FAS payment kicked in at age 65, 2021 Then a year later the state pension And last year, Off Roader's stat pension kicked in So, until we book another Oz trip, or buy a new car, we seem better off now than the first few years of retirement. Getting through the pre state pension years was the only slight concern on retiring. |
6 May
8:50am, 6 May 2025
50,434 posts
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Ness
At the moment, we are managing with my teachers pension, Mr Ness' state pension and his work pensions. I will get my state pension in 9 years time but also have another pension that I plan to start using after my 60th birthday.
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6 May
9:00am, 6 May 2025
21,294 posts
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Mandymoo
um wrote: the first few years of retirement. Getting through the pre state pension years was the only slight concern on retiring. Um that's where we are - the pre state pensions years but only 4 months to go and then the saving pot will hopefully stop rapidly decreasing |
6 May
1:43pm, 6 May 2025
81,012 posts
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LipGloss
Had my annual review with FA and felt it was a really good one. First time meeting this guy but felt he explained things in simple terms. Still got more in my pot than i started off with so I'm happy with that. |
6 May
8:57pm, 6 May 2025
28,754 posts
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TROSaracen
3 hour review with IFA. Lots to discuss, few changes, an inheritance windfall to invest (lots of modelling on income to support lifestyle and capital projects on house etc). Bit of a Trump hit on the pots but we also have my DB so no concerns, some nice extra income going forwards and a house improvement fund ringfenced. Happy days really. |
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6 May
9:25pm, 6 May 2025
81,021 posts
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LipGloss
I said I would probably have inheritance to invest ( if it ever comes through) but I would also like to keep some for my here and now , so will another appointment when it comes through. I didn’t take too much of a trump hit as I moved some investments last year and we are going to the same again now.
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CumbriAndy Useful Links
FE accepts no responsibility for external links. Or anything, really.- Money Helper
- How Much is Enough to Retire On?
- Retirement Living Standards
- How much will you need to retire?
- Free Govt website for pension advice
- SIPP pensions
- ISAs
- Check your National Insurance contributions
- Check your state pension account
- Martin Lewis on pensions
- Support and advice for those widowed under the age of 50
- Power of Attorney information
- Making the most of your retirement
- 20 tips for a happy retirement
- Married Couple's Allowance
- Aviva guide to retirement planning
- U3A
- U3A Local Sites - map
- Make a Power of Attorney
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