Politics

7 lurkers | 215 watchers
um
um
Jul 2021
7:19pm, 8 Jul 2021
4,894 posts
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um
Would be fairly easy to redraw the graph with salary growth from (eg) 2018 or 2019 averaged out to override last year's 'spurious' negative figure, which didn't affect last year's 2.5% increase.

And other than for poitical gaming, I doubt people would object or mind.
(spoken as a pensioner by that time!)

What annoys me more is the blanket figure of £179.60 that's always quoted. I'd like to know how many people will get that. I have 49 years NI payments, and I won't get that, due to their 'contracted out' calculations.
BanjoBax
BanjoBax
Jul 2021
7:40pm, 8 Jul 2021
5,243 posts
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BanjoBax
Will get a reduced state pension for contracted out here too - on one hand smidge annoying as we were never told or given an option to do something about it, plus payed way more in contributions than many who will get full pension - on other hand occupational pension better than many peoples but way behind older former colleagues such is the race to the bottom.
um
um
Jul 2021
7:55pm, 8 Jul 2021
4,895 posts
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um
I did find this ... noting the graph is cut off at 90%, not 100% (so it looks better?)
assets.publishing.service.gov.uk
(source is the data, not the graph, which is here royallondon.com )

Rosehip
Rosehip
Jul 2021
9:27pm, 8 Jul 2021
21,699 posts
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Rosehip
were there two levels of contracting out?

I'm currently drawing down from what was my COMPS fund I would expect to be in the same boast. I have checked my pension prediction and it implies I get the full basic but not what was the second/additional pension. I'm a little concerned that at some point there will be a "correction" and I'll suddenly lose a chunk of this before I get to the point of claiming it.
Dooogs
Dooogs
Jul 2021
8:45pm, 10 Jul 2021
6,844 posts
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Dooogs
This thread has gone curiously quiet... is everyone too excited about tomorrow night to think current affairs, or are we all making bunting out of discarded masks for, ahem, 'freedom day'?
larkim
larkim
Jul 2021
8:51pm, 10 Jul 2021
15,055 posts
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larkim
"Region takes on country at football" seems to have taken over .... ;-)
JK *chameleon*
JK *chameleon*
Jul 2021
8:52pm, 10 Jul 2021
14,604 posts
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JK *chameleon*
No, and no. Although I'm looking forward to the Berettini/Djokovic match and hoping that Johnny Foreigner (Italy) sticks it to Johnny Foreigner (Serbia). Not looking forward to all the jingoistic news should the football lads win the final.
Dooogs
Dooogs
Jul 2021
9:04pm, 10 Jul 2021
6,846 posts
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Dooogs
I have distinctly mixed feelings about the football - I'm a long-term England fan (growing up English in Ireland in the late 80s / early 90s, it was a contrarianily large part of my identity then) but I'm not looking forward to that aforementioned jingoism and possible triumphalism at all...
Dvorak
Dvorak
Jul 2021
9:08pm, 10 Jul 2021
22,832 posts
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Dvorak
As I understand it Rosehip, the full "new" pension (post 2016) is about £20 a week more than the full "old" pension. However, people on the old pension, who were not contracted out, may have accrued an additional earnings related amount of state pension (SERPS, etc). Some people will benefit under the new system, but people who had not had works pensions, and therefore might have anticipated an additional pension of over £20 PW lose out.

In another change though, you need less qualifying years to qualify for the full new pension. Again, a benefit for some. But as years contracted out don't fully qualify, others lose out.
Dooogs
Dooogs
Jul 2021
9:19pm, 10 Jul 2021
6,847 posts
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Dooogs
Ta, Dvorak, I must look up the new rules - given that I didn't move to the UK until nearly 30 and OH was part of the, erm, overground economy until around then, fewer qualifying years needed definitely sounds like a Good Thing.

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