The Retirement Thread

3 lurkers | 176 watchers
um
um
Aug 2022
5:43pm, 1 Aug 2022
6,345 posts
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um
5 years in and no sign of boredom here.
Well, not from me. Maybe other fetchies with my posts, blog and pics ;-)
Fields
Fields
Aug 2022
5:45pm, 1 Aug 2022
5,838 posts
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Fields
Congratulations jef - a good use of the lump sum I assume
Jef
Jef
Aug 2022
6:02pm, 1 Aug 2022
7,138 posts
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Jef
So little left I was tempted to let it run it’s course. Surprisingly it cost an extra £113 in early redemption costs for the privilege of being debt free !

Self employed now for 2 days a week.

I may train for an Ironman or something equally stupid 😁
TROSaracen
TROSaracen
Aug 2022
6:05pm, 1 Aug 2022
25,646 posts
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TROSaracen
Nothing stupid about training for an Ironman, it’s a magnificent use of a retired life 😀. In fact training for an Ironman while working full time is much closer to stupid…..

Congrats Jef.
jabberknit
jabberknit
Aug 2022
6:13pm, 1 Aug 2022
4,229 posts
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jabberknit
Congrats, Jef, I'm sure you'll feel more upbeat about it all after a few days relaxation.
Northern Exile
Northern Exile
Aug 2022
8:49pm, 1 Aug 2022
9,052 posts
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Northern Exile
So little left I was tempted to let it run it’s course. Surprisingly it cost an extra £113 in early redemption costs for the privilege of being debt free ! Self employed now for 2 days a week. I may train for an Ironman or something equally stupid 😁

Let me recommend a Bob Graham Round. That will really keep you out of trouble.
HappyG(rrr)
HappyG(rrr)
Aug 2022
7:36am, 2 Aug 2022
43,155 posts
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HappyG(rrr)
Congrats Jef. I'm sure you'll enjoy it. Well jel.

Someone said to me to keep a v small balance on your mortgage as its the cheapest source of emergency credit. Would anyone recommend? :-) G
jda
jda
Aug 2022
8:18am, 2 Aug 2022
13,113 posts
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jda
It also used to be recommended a handy way of getting them to look after the paperwork, but perhaps there is no paperwork these days....
um
um
Aug 2022
8:43am, 2 Aug 2022
6,347 posts
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um
jda - that was suggestd to me .. pay it all off apart form £1 and they continue to keep the deeds/paperwork etc.

We ignored it and had the fun of reading through it all. Lots of Orchard and farm details before the houses were built in 1980s. We've managed to keep the docs safe for the last 10 years or so.
Johnny Blaze
Johnny Blaze
Aug 2022
8:45am, 2 Aug 2022
28,048 posts
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Johnny Blaze
Speaking as an ex-Credit Risk person, having a mortgage balance which has never been in arrears always works wonders for your credit score.

About This Thread

Maintained by Sigh
A place for baggy spaciousness: "The quality of time, soft attention and ease that we could enjoy 'doing nothing' "
(thanks to TheScribbler for the term (p1516)!)
( see also: neilthewriter.co.uk
and
darkangelswriters.com )

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