The Retirement Thread
25 lurkers |
175 watchers
May 2022
8:36am, 16 May 2022
42,339 posts
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HappyG(rrr)
Thanks um um , that facility may well help me. Will def try them. I don't need the *whole* £780million to myself though.  G
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May 2022
8:51am, 16 May 2022
719 posts
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Shades
I've got 2 small annuities. For both I took the level option as I figure that in a couple of decades I won't be travelling and running several marathons a year and maybe not even having a car to pay for either.
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May 2022
1:16pm, 16 May 2022
27,554 posts
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oldbiddynandi
Bit late to the party but retired in 2020, had a year of being Mum's carer then moved to SW Scotland from Norfolk and currently doing up a bungalow. Rob is not a retiree yet and is still working, it makes sense to have a toyboy LOL. After a hiatus with fitness etc am back on it, training 6 days a week for an Autumn Marathon. I'm doing 3 runs a week, 4 gym sessions and daily dog walks. I suppose DIY and gardening could be cross training too.:) |
May 2022
1:35pm, 16 May 2022
6,983 posts
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bigleggy
Reminded my Boss I only have 47 weeks to go until I can get my hands on my pensions. He looked worried I doubt I'll be able to afford to go at 55 but if I'm still working at 60 I'll be gutted. Always paid into pensions and AVC's where ever I've worked so I'm hoping for a decent amount. I've no idea how to get a forecast - something to look into around Christmas........maybe |
May 2022
2:10pm, 16 May 2022
14,057 posts
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Sigh
Reminded my Boss I only have 47 weeks to go until I can get my hands on my pensions. Ooh, I like that statistic! Just checked mine: 41 weeks
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May 2022
2:56pm, 16 May 2022
22,652 posts
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Bazoaxe
About 21 weeks for me. Although in reality it’s 18-24 months away Had a good call with the adviser earlier. Choice now do I spend £2k for his cash flow modelling which actually sounds like it may help guide some of our options. |
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May 2022
5:31pm, 16 May 2022
42,341 posts
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HappyG(rrr)
I know, I couldn't believe Bazo how expensive these guys are. In the olden days they took all their money (as commission aka backhanders!) from the pension providers. Now it's all much fairer and above board but seems like money out of our pockets! Right, I can read back on this, but is "Nest" the government pension provider any good if I wanted to start making big payments into? Again, I don't care about funds growing, just about them not getting smaller, there not being massive fees and basically getting the higher rate tax deduction! Thanks G
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May 2022
5:56pm, 16 May 2022
32,650 posts
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EvilPixie
Another meeting Monday which is the "this is what I propose you do ... It'll cost X sign here" meeting
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May 2022
6:18pm, 16 May 2022
21,648 posts
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Ness
Don’t know anything about NEST, HappyG, but I did end up putting some contributions when I had a brief spell of doing supply teaching through an agency in 2017. Maybe I should get in touch to try and get my money back. Hope the meeting goes well, Pix. |
May 2022
6:50pm, 16 May 2022
4,577 posts
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Fields
Nest is better avoided IME
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Jigs Useful Links
FE accepts no responsibility for external links. Or anything, really.- Money Helper
- How Much is Enough to Retire On?
- Retirement Living Standards
- How much will you need to retire?
- Free Govt website for pension advice
- SIPP pensions
- ISAs
- Check your National Insurance contributions
- Check your state pension account
- Martin Lewis on pensions
- Support and advice for those widowed under the age of 50
- Power of Attorney information
- Making the most of your retirement
- 20 tips for a happy retirement
- Married Couple's Allowance
- Aviva guide to retirement planning
- U3A
- U3A Local Sites - map
- Make a Power of Attorney
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