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The Retirement Thread

1 lurker | 172 watchers
Aug 2022
10:14am, 3 Aug 2022
137,791 posts
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GregP
One of the new electric VW things that come out later in the year? It's why I do the lottery every week. Don't want several million poonds, but £80k or whatever for one of them would be nice.
Aug 2022
10:17am, 3 Aug 2022
25,652 posts
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TROSaracen
Looks like I've got a devil on the right shoulder, and a devil + Grep on the left....
Aug 2022
10:21am, 3 Aug 2022
2,557 posts
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Flatlander
:-) at TROSaracen
Aug 2022
10:23am, 3 Aug 2022
7,266 posts
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Fizz :-)
We’ve downgraded to Thunderball for the lottery. We only need half a mill after all and it’s cheaper. (Roughly the same odds for thunderball jackpot as for five and the bonus in the main one)
Aug 2022
10:27am, 3 Aug 2022
34,535 posts
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EvilPixie
pay off the mortgage and then use the monthly payments to get the van!
win win TROSaracen
Aug 2022
10:37am, 3 Aug 2022
3,140 posts
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B Rubble
That's genius EvilPixie
Aug 2022
10:43am, 3 Aug 2022
34,540 posts
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EvilPixie
well if you are used to paying that amount each month why not!
Or use the money to pay for fuel!

We currently save £3-400 a month but have just increased our pension contributions via work AND we are on a fixed rate for fuel until October so that will massively increase which will impact savings and money used for "fun" things like races
Aug 2022
11:17am, 3 Aug 2022
25,653 posts
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TROSaracen
Only works Pixar if the loan interest on van < mortgage interest (or interest free deals). But nice idea!

Plan B May be pay off mortgage + Beaten up Ford Transit with a mattress in the back…..
Aug 2022
11:20am, 3 Aug 2022
28,078 posts
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Johnny Blaze
We've decided to split our estate, such as it is, 40/30/30, with 40% going to our profoundly disabled son. Given that he will essentially be in the hands of the state from this point on (he's 19) we have started to wonder whether it would be better to let the other two have more, because Sam will have few financial needs and wants and he would never be able to spend his cash in any way that has meaning to him as he lacks mental capacity. Any thoughts and views on this tricky subject appreciated.
Aug 2022
11:56am, 3 Aug 2022
977 posts
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stilldreaming
TROSaracen I really wanted to buy a van when I retired, but Mr SD was not in favour (we had a caravan for 20+ years while the kids were growing up). My sister has a VW van and I've been away in it a few times with her and, to be fair, it's kind of put me off wanting one! There are benefits, but also quite a lot of disadvantages ... so, for me, going self-catering in a cottage is the way forward. I'd recommend renting a camper van first for a week or two before committing, but realise that it's each to their own ;-)

About This Thread

Maintained by Sigh
A place for baggy spaciousness: "The quality of time, soft attention and ease that we could enjoy 'doing nothing' "
(thanks to TheScribbler for the term (p1516)!)
( see also: neilthewriter.co.uk
and
darkangelswriters.com )

Retirees Hall of Fame

star CumbriAndy star (17.04.25)
Dillthedog (27.03.25)
westmoors (27.03.25)
dobbers (26.02.25)
McGoohan (15.01.25)
Marmite (01.01.25)
Roobarb (20.12.2024)
gribb0 (20.12.24)
3M (18.12.24)
Jigs (25.09.24)
Synge (30.08.24)
Silvershadow (02.08.24)
Hibeedeb (02.08.24)
Winniefree (08.07.24, 2nd attempt)
EvilPixie (24.06.24)
Snail (21.06.24)
GregP (14.06.24) (after part retirement 31.03.23)
Fizz :-) (13.06.24)
Jaks (15.05.24) (third time of retiring)
HellsBells (31.03.24) (orig. May 2018)
TROSaracen (07.02.24)(semi retired since mid 2019)
Hanneke (01.02.24)
Jenni-far-far (28.12.23)
FergusG (22.12.23)
Mrs Jigs (Luverlylegs) (11.12.23)
eL Bee! (30.11.23)
Lip Gloss (22.11.23)
jda (28.08.23)
RFJ (23.08.23)
Sigh (28.07.23)
Schnecke (end of school term 07.23)
Sharkie (05.07.23)
Ally-C (08.06.23)
Rebel (12.05.23)
CogNoscensme AHA (07.04.23)
Windsor Wool (05.04.23)
Bob! (30.03.23)
Velociraptor (21.03.23)
Garfield (provisional, 27.02.23) (see p.699)
ThorntonRunner (20.12.22)
DrMags (30.07.21)
MaltDrinker (30.07.21)
DoricQuine (15.06.21)
Mandymoo (21.05.21)
Eynsham Red (06.05.21)
GimmeMedals (31.08.20)
Steve NordRunner (01.08.19)
um (May 2017)
macca 53 (31.10.17)
XB (07.07.16)
Flatlander (November 2011)
Helegant
Ness
SarahWoo
Rosehip
alpenrose
Johnny Blaze
annadav
K5 Gus
Curly45
LazyDaisy
Dave..M
jabberknit
Shades
Northern Exile
Nick Cook

[other names to follow, on request]

Celebrating reduced hours

star Angus Clydesdale star (30 hours/week, term-time weekdays only, from June 2025)

B Rubble (2 days/wk from July 2025)
MadWelshWoman (2 days/wk from 1 August 2025)

[other names to follow, on request]

In the Waiting Lounge, with one eye on the door

GeneHunt59 (target: July 2025)
RRR-CAZ (September 2025)
Bigleggy (target: December 2025)

geordiegirl (target: May/June 2026)
HappyG (target: June 2026)
Runningbauble21 (target: June 2026)
MadWelshWoman (target: Summer 2026)
OverTheHillToo (target: approx. 2026)

Diogenes (17.03.27)
cathrobinson (target: 2027 onwards)
Hills of Death (HOD) (April 2026-April 2030)
Dave A (June 2030)
Gromit (July 2030)
Mushroom (December 2030)
CK2 (2030)

[other names to follow, on request]

Just browsing at the moment

Bazoaxe
Daz Love
Totriornottotri
DIY Diva

[other names to follow, on request]

Retirement Failures

Currently empty :-)

[other names to follow, on request]
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