The Retirement Thread
1 lurker |
172 watchers
Aug 2022
10:14am, 3 Aug 2022
137,791 posts
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GregP
One of the new electric VW things that come out later in the year? It's why I do the lottery every week. Don't want several million poonds, but £80k or whatever for one of them would be nice.
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Aug 2022
10:17am, 3 Aug 2022
25,652 posts
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TROSaracen
Looks like I've got a devil on the right shoulder, and a devil + Grep on the left....
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Aug 2022
10:21am, 3 Aug 2022
2,557 posts
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Flatlander
 at TROSaracen
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Aug 2022
10:23am, 3 Aug 2022
7,266 posts
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Fizz :-)
We’ve downgraded to Thunderball for the lottery. We only need half a mill after all and it’s cheaper. (Roughly the same odds for thunderball jackpot as for five and the bonus in the main one)
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Aug 2022
10:27am, 3 Aug 2022
34,535 posts
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EvilPixie
pay off the mortgage and then use the monthly payments to get the van! win win TROSaracen |
Aug 2022
10:37am, 3 Aug 2022
3,140 posts
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B Rubble
That's genius EvilPixie
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Aug 2022
10:43am, 3 Aug 2022
34,540 posts
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EvilPixie
well if you are used to paying that amount each month why not! Or use the money to pay for fuel! We currently save £3-400 a month but have just increased our pension contributions via work AND we are on a fixed rate for fuel until October so that will massively increase which will impact savings and money used for "fun" things like races |
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Aug 2022
11:17am, 3 Aug 2022
25,653 posts
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TROSaracen
Only works Pixar if the loan interest on van < mortgage interest (or interest free deals). But nice idea! Plan B May be pay off mortgage + Beaten up Ford Transit with a mattress in the back….. |
Aug 2022
11:20am, 3 Aug 2022
28,078 posts
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Johnny Blaze
We've decided to split our estate, such as it is, 40/30/30, with 40% going to our profoundly disabled son. Given that he will essentially be in the hands of the state from this point on (he's 19) we have started to wonder whether it would be better to let the other two have more, because Sam will have few financial needs and wants and he would never be able to spend his cash in any way that has meaning to him as he lacks mental capacity. Any thoughts and views on this tricky subject appreciated.
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Aug 2022
11:56am, 3 Aug 2022
977 posts
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stilldreaming
TROSaracen I really wanted to buy a van when I retired, but Mr SD was not in favour (we had a caravan for 20+ years while the kids were growing up). My sister has a VW van and I've been away in it a few times with her and, to be fair, it's kind of put me off wanting one! There are benefits, but also quite a lot of disadvantages ... so, for me, going self-catering in a cottage is the way forward. I'd recommend renting a camper van first for a week or two before committing, but realise that it's each to their own
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CumbriAndy Useful Links
FE accepts no responsibility for external links. Or anything, really.- Money Helper
- How Much is Enough to Retire On?
- Retirement Living Standards
- How much will you need to retire?
- Free Govt website for pension advice
- SIPP pensions
- ISAs
- Check your National Insurance contributions
- Check your state pension account
- Martin Lewis on pensions
- Support and advice for those widowed under the age of 50
- Power of Attorney information
- Making the most of your retirement
- 20 tips for a happy retirement
- Married Couple's Allowance
- Aviva guide to retirement planning
- U3A
- U3A Local Sites - map
- Make a Power of Attorney
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