The Retirement Thread

8 lurkers | 176 watchers
Nov 2023
10:47am, 28 Nov 2023
66,545 posts
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Velociraptor
Under Scottish law you can't disinherit your children, jda, and my parents wanted to make sure there could be no legal challenge to their will so they took appropriate advice rather than bypassing my generation completely.

I didn't get anything from my grandparents. They didn't have anything. I don't imagine my children will have seen anything left by their other grandparents, for their father and his brother are both exceptionally avaricious.
jda
Nov 2023
11:27am, 28 Nov 2023
15,986 posts
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jda
Oh I see, you mean they get the inheritance, subject to your legal rights. You can of course disclaim your rights either unilaterally or together with your other siblings if you really want. I think it may be fairly normal to not bother to mention the rights, and you can just assume that where appropriate they will be allocated prior to the remainder of the estate being disposed of according to the will. That's what happened in my dad's case, anyway - my brother and I were not explicitly left anything, but still got our share...
Nov 2023
11:37am, 28 Nov 2023
1,303 posts
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Shades
Have received my winter fuel allowance from DWP 😀 in time to pay my credit card bill
Nov 2023
11:41am, 28 Nov 2023
36,461 posts
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Ness
Mr Ness got his winter fuel payment this week too. Haven't spent it yet. :)
Nov 2023
11:46am, 28 Nov 2023
1,304 posts
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Shades
I used mine to pay most of the new bed cost
Nov 2023
1:16pm, 28 Nov 2023
5,975 posts
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Winniefree
We got ours last week too.
Nov 2023
1:21pm, 28 Nov 2023
72,448 posts
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Lip Gloss
My Nov pay from NHS ( on Friday ) will see me through Dec as usual

My credit card and mortgage pay off will be paid from my Arcadia pay out ( the rest I will invest ) and then the lump sum from NHS will be used/saved/investment as I see fit.
Any inheritance I then get from my dad will will be shared between myself and my son so he can have some now.

I think I will be OK. I've just used my car for the first time in days so already a petrol save. I'm having a free Costa with my saved beans and any future coffees will be a rare treat rather than a breakfast on my way to work.
Nov 2023
1:45pm, 28 Nov 2023
27,232 posts
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TROSaracen
I think my cafe 'coffee and a cake' consumption has shot up since semi retirement.

While working the limiter was time (always rushing about, never time to sit down and relax in a cafe) and also a strange resentment that the cost was coming out of 'hard earned' salary so felt frivolous in comparison.

With most of my income now a payout not linked to any current work it just seems....easier....to blow it in sitting in a nice independent cafe on a brew and a nice cake.

Weird and unexpected!
Nov 2023
2:30pm, 28 Nov 2023
4,457 posts
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jabberknit
I blew a lot of my winter fuel allowance on 2 new pairs of shoes in the Black Friday sales. Well, running helps keep you warm, doesn't it?
Nov 2023
2:39pm, 28 Nov 2023
66,549 posts
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Velociraptor
My dad's a bit cross that winter fuel allowance is given to people like him who can already afford to have their heating on. I expect he will drip feed it into the various charities he and Mum supported.

About This Thread

Maintained by Sigh
A place for baggy spaciousness: "The quality of time, soft attention and ease that we could enjoy 'doing nothing' "
(thanks to TheScribbler for the term (p1516)!)
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HellsBells (31.03.24) (orig. May 2018)
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um (May 2017)
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