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The Retirement Thread

2 lurkers | 172 watchers

Lip Gloss Aug 2022 10:14pm, 9 Aug 2022 64,022 posts	Quote Pin Lip Gloss I’ve been part time for nearly 35 years. Never went back full time after having my son. Work 25 hours a week which is okay as I finish at 1.30pm but it’s the fact I no longer enjoy my job.
TROSaracen Aug 2022 9:11am, 10 Aug 2022 25,666 posts	Quote Pin TROSaracen Yes, cost of living is going to mess with a lot of calculations - for those thinking of retiring, and those of us semi and full retired. I've noted that any pension increase is capped at 5%, so 9% inflation is a 4% pay cut. Also noted my mortgage is sneaking up, been small increments but I checked back and its up about £75 from a year ago. Winter fuel is looking utterly horrific. I've managed to build up a £300 buffer and was going to scale back payments to keep it around there, but now I'm going to keep at the same payment level and hope to have around £600Cr to soften the blow that's coming. Few other plans being made, and definitely time to buckle up.
EvilPixie Aug 2022 9:17am, 10 Aug 2022 34,718 posts	Quote Pin EvilPixie yes we did an income expenditure thing in Feb with IFA and that's rubbish now! This heat is annoying me as it's stopping me run commuting and making me use the car daily which I dislike now! As we're on a fixed rate for fuel come October we will probably lose most of the amount we currently put into savings to fuel we had estimated in retirement we would need an income of 2.3-2.5k a month but that was before fuel increases for both cars and houses and the increasing costs of food
HappyG(rrr) Aug 2022 9:23am, 10 Aug 2022 43,275 posts	Quote Pin HappyG(rrr) I've had a go at a budget for "in 5 years" or whenever some kind of retirement or at least change in working comes for me. There will be no mortgage but looking at how much we spend just on food, home insurance, council tax, car(s) and of course energy, it's still a huge outgoing (even without the mortgage). Hmm...
Velociraptor Aug 2022 9:23am, 10 Aug 2022 59,244 posts	Quote Pin Velociraptor Some of our additional costs will be offset by us not going abroad on holiday until travel becomes less of a potential nightmare.
EvilPixie Aug 2022 9:41am, 10 Aug 2022 34,721 posts	Quote Pin EvilPixie my HI renewal is up £50 too! we don't go abroad so that's a non issue and haven't been away for 2+ years but if we do it will probably be more expensive due to cats (cattery or somewhere we can all go together!)
Velociraptor Aug 2022 9:47am, 10 Aug 2022 59,246 posts	Quote Pin Velociraptor I'll cat sit, Pix
EvilPixie Aug 2022 9:55am, 10 Aug 2022 34,722 posts	Quote Pin EvilPixie :-D you'd adore Dio as he's a nutter and Ozzy will give you a look (until he gets a meat stick lol)
Fragile Do Not Bend Aug 2022 12:09pm, 10 Aug 2022 10,028 posts	Quote Pin Fragile Do Not Bend You could arrange a house swap for a week or two
EvilPixie Aug 2022 12:19pm, 10 Aug 2022 34,728 posts	Quote Pin EvilPixie nice idea!

About This Thread

Maintained by Sigh

A place for baggy spaciousness: "The quality of time, soft attention and ease that we could enjoy 'doing nothing' "
(thanks to TheScribbler for the term (p1516)!)
( see also: neilthewriter.co.uk
and
darkangelswriters.com )

Retirees Hall of Fame

CumbriAndy

(17.04.25)
Dillthedog (27.03.25)
westmoors (27.03.25)
dobbers (26.02.25)
McGoohan (15.01.25)
Marmite (01.01.25)
Roobarb (20.12.2024)
gribb0 (20.12.24)
3M (18.12.24)
Jigs (25.09.24)
Synge (30.08.24)
Silvershadow (02.08.24)
Hibeedeb (02.08.24)
Winniefree (08.07.24, 2nd attempt)
EvilPixie (24.06.24)
Snail (21.06.24)
GregP (14.06.24) (after part retirement 31.03.23)
Fizz :-)

(13.06.24)
Jaks (15.05.24) (third time of retiring)
HellsBells (31.03.24) (orig. May 2018)
TROSaracen (07.02.24)(semi retired since mid 2019)
Hanneke (01.02.24)
Jenni-far-far (28.12.23)
FergusG (22.12.23)
Mrs Jigs (Luverlylegs) (11.12.23)
eL Bee! (30.11.23)
Lip Gloss (22.11.23)
jda (28.08.23)
RFJ (23.08.23)
Sigh (28.07.23)
Schnecke (end of school term 07.23)
Sharkie (05.07.23)
Ally-C (08.06.23)
Rebel (12.05.23)
CogNoscensme AHA (07.04.23)
Windsor Wool (05.04.23)
Bob! (30.03.23)
Velociraptor (21.03.23)
Garfield (provisional, 27.02.23) (see p.699)
ThorntonRunner (20.12.22)
DrMags (30.07.21)
MaltDrinker (30.07.21)
DoricQuine (15.06.21)
Mandymoo (21.05.21)
Eynsham Red (06.05.21)
GimmeMedals (31.08.20)
Steve NordRunner (01.08.19)
um (May 2017)
macca 53 (31.10.17)
XB (07.07.16)
Flatlander (November 2011)
Helegant
Ness
SarahWoo
Rosehip
alpenrose
Johnny Blaze
annadav
K5 Gus
Curly45
LazyDaisy
Dave..M
jabberknit
Shades
Northern Exile
Nick Cook

[other names to follow, on request]

Celebrating reduced hours

Angus Clydesdale

(30 hours/week, term-time weekdays only, from June 2025)

B Rubble (2 days/wk from July 2025)
MadWelshWoman (2 days/wk from 1 August 2025)

[other names to follow, on request]

In the Waiting Lounge, with one eye on the door

GeneHunt59 (target: July 2025)
RRR-CAZ (September 2025)
Bigleggy (target: December 2025)

geordiegirl (target: May/June 2026)
HappyG (target: June 2026)
Runningbauble21 (target: June 2026)
MadWelshWoman (target: Summer 2026)
OverTheHillToo (target: approx. 2026)

Diogenes (17.03.27)
cathrobinson (target: 2027 onwards)
Hills of Death (HOD) (April 2026-April 2030)
Dave A (June 2030)
Gromit (July 2030)
Mushroom (December 2030)
CK2 (2030)

[other names to follow, on request]

Just browsing at the moment

Bazoaxe
Daz Love
Totriornottotri
DIY Diva

[other names to follow, on request]

Retirement Failures

Currently empty :-)

[other names to follow, on request]

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