The Retirement Thread

41 lurkers | 176 watchers
Jul 2022
7:51pm, 19 Jul 2022
25,610 posts
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TROSaracen
I remember Barney the irritating purple bastard Dinosaur singing about it ‘No we never let the water run’ etc etc. Watched with my kids so after 70s but before noughties. Mid/Late 90s prob.

Thousands of parents probably let the water run for a fortnight after, just to be contrary such was the disdain for Barney….
Jul 2022
8:00pm, 19 Jul 2022
18,695 posts
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3M (aka MarkyMarkMark)
Oh. I'd forgotten Barney. Happily. And now he's back in my mind.
Jul 2022
8:04pm, 19 Jul 2022
25,850 posts
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Rosehip
There is a Barney sat on top of the wardrobe in daughter’s old room. Someone bought it for her when she was little and she was terrified of it. No idea why it’s still there, obviously couldn’t find anyone tomoffload it to.
Jul 2022
10:06pm, 19 Jul 2022
58,914 posts
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Velociraptor
I also have an earworm. Barney was introduced to our household by our lovely nanny, but where schmaltzy dinosaurs were concerned my children preferred The Land Before Time.
Jul 2022
10:14pm, 19 Jul 2022
10,344 posts
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cathrobinson
Having scrutinised my pension a bit more, I’ve noticed that my contribution from my salary is invested a month later, so as I get paid on about the 28th of the month, whatever I contribute doesn’t hit the pension until roughly the 25th of the following month. Sneaky, eh…? Member contributions deducted from pay must be paid into the pension no later than the 22nd day after the deduction. Sounds like your employer is running the risk of a fine from the Pensions regulator. My former employer's payroll people weren't actually aware of this, and a few polite emails from employees pointing out that they were routinely breaking the law got it fixed very quickly.


This is very interesting. I’ve been back and checked and it seems to range from the 23rd to 26th. I shall raise this with payroll, I think.
Jul 2022
10:15pm, 19 Jul 2022
14,796 posts
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Mandymoo
We love the programme Dinosaurs in our household
Jul 2022
10:32pm, 19 Jul 2022
5,550 posts
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Fields
Money usually takes a few days to be invested into a pension doesn’t it, certainly has been the case when I’ve made individual payments across
Jul 2022
10:41pm, 19 Jul 2022
17,036 posts
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Cerrertonia
It should take a few days - but recent Pensions Acts included regulations to stop employers holding on to the money for any length of time, and it routinely taking nearly a month is definitely outside of what the law allows. More likely to be someone in payroll not knowing the law, and just doing it at a convenient point in the month than deliberate company policy, of course.
Jul 2022
10:22am, 20 Jul 2022
36,377 posts
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Hills of Death (HOD)
Congrats Louise still young to retire but why not if you can 😜.

My mortgage has 10 years left after divorce would have been nearly gone now 3 years. I’m over paying so it’s shrinking.
Jul 2022
10:25am, 20 Jul 2022
5,564 posts
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Fields
I’m overpaying £1 per month, just the record of an overpayment is helpful for now as can’t afford to do much more.

In 10 years time I will still have a mortgage but my interest will have only just come off it’s fixed rate.

About This Thread

Maintained by Sigh
A place for baggy spaciousness: "The quality of time, soft attention and ease that we could enjoy 'doing nothing' "
(thanks to TheScribbler for the term (p1516)!)
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Retirees Hall of Fame

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GregP (14.06.24) (after part retirement 31.03.23)
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Jaks (15.05.24) (third time of retiring)
HellsBells (31.03.24) (orig. May 2018)
TROSaracen (07.02.24)(semi retired since mid 2019)
Hanneke (01.02.24)
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Lip Gloss (22.11.23)
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Rebel (12.05.23)
CogNoscensme AHA (07.04.23)
Windsor Wool (05.04.23)
Bob! (30.03.23)
Velociraptor (21.03.23)
Garfield (provisional, 27.02.23) (see p.699)
ThorntonRunner (20.12.22)
MaltDrinker (30.07.21)
DoricQuine (15.06.21)
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Steve NordRunner (01.08.19)
um (May 2017)
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