or for an ad-free Fetcheveryone experience!

The Retirement Thread

1 lurker | 176 watchers
HappyG(rrr)
HappyG(rrr)
Jun 2022
5:11pm, 9 Jun 2022
42,583 posts
  •  
  • 0
HappyG(rrr)
Good thinking um. I'm on that as well, got a couple of pals that I'm tapping up to see if they kept better records than me!

Isn't it bizarre that money can just be "lost"? Seems strange in this day and age. But I was terrible with paperwork. Particularly chaotic back then - married 1995, moved 1996, son born 1996, moved jobs 1998 (to a particularly stressful one), moved house 1999, separated 2001 and then divorced, moved to 3 different addresses over following 3 years, including living out of back of a Vauxhall Vectra at one particular low point. Pensions and taxes were not top of my thoughts at that time! :-) G
um
um
Jun 2022
5:12pm, 9 Jun 2022
6,157 posts
  •  
  • 0
um
The other thought HappyG, is to follow the company history and name(s).
eg my first pension went from Vero Electronics to BICC-Vero to APW.
Any refs to it are APW, which happened 10 years or so after I left, and I was only formally notified of that change in 2005 when it folded.
Fizz :-)
Fizz :-)
Jun 2022
5:15pm, 9 Jun 2022
7,096 posts
  •  
  • 0
Fizz :-)
I had a pension around that time, it was a final salary, but I was in it for less than two years so when I left I had a refund of contributions. Is it possible that happened with yours?
HappyG(rrr)
HappyG(rrr)
Jun 2022
5:44pm, 9 Jun 2022
42,584 posts
  •  
  • 0
HappyG(rrr)
Um, re company name, the company is still going and I am actually in contact with them as well. I don't think they have payroll records back to that time, but they have been helpful too.

Fizz, that is indeed a possibility. I was there for around 3 years, probably a bit over. I'd be surprised if it was refunded but it's possible. It may have been one of these pots where you contributed into something, then it was built up and then it "bought options/shares" ?! That is actually starting to ring bells. There was something about, you can't lose your money because it is always held in trust and you can get it back if you want, or if you leave. Hmmm, that's ringing a bell actually. That is a genuine possibility. There were all sorts of funny, creative financial vehicles back in the day, weren't there? I would have been tight for cash at that time and if given an option of take the cash now, I bet I would have taken it out (more fool me!).

If nothing else, if that's what happened it would stop me searching for it!

Thanks all for support! :-) G
WA
WA
Jun 2022
6:09pm, 9 Jun 2022
9,943 posts
  •  
  • 0
WA
I'm having a bit of a problem sorting out my NHS pension, not that I can claim it yet. I've worked at several different trusts under different types of contract and they're having trouble tracing it all. They (NHS Pensions) have sent me a letter to request information from the Trust I worked for in 2004. Problem is, that Trust no longer exists and it's proving a challenge to find out where to send the request to. Ho hum.
LouiseRuns 🌹🇬🇧 🇪🇺
LouiseRuns 🌹🇬🇧 🇪🇺
Jun 2022
6:55pm, 9 Jun 2022
434 posts
  •  
  • 0
LouiseRuns 🌹🇬🇧 🇪🇺
Self-employed, then I think! Thanks for the advice.
Lip Gloss
Lip Gloss
Jun 2022
11:15am, 13 Jun 2022
62,616 posts
  •  
  • 0
Lip Gloss
I need your positive vibes today….off to see FA in the hopes that my ex gave me enough of his pension so that I can say I’m retiring real soon.
I feel so much more calm with not working ( the meds are probably helping )
SarahWoo
SarahWoo
Jun 2022
11:17am, 13 Jun 2022
16,892 posts
  •  
  • 0
SarahWoo
Good luck, LG xx
LazyDaisy
LazyDaisy
Jun 2022
12:11pm, 13 Jun 2022
36,069 posts
  •  
  • 0
LazyDaisy
Hope you get the answers you need LG.
XB
XB
Jun 2022
12:27pm, 13 Jun 2022
14,651 posts
  •  
  • 0
XB
Everything is crossed for you, Lippy.

About This Thread

Maintained by Sigh
A place for baggy spaciousness: "The quality of time, soft attention and ease that we could enjoy 'doing nothing' "
(thanks to TheScribbler for the term (p1516)!)
( see also: neilthewriter.co.uk
and
darkangelswriters.com )

Retirees Hall of Fame

star McGoohan star (15.01.25)
Marmite (01.01.25)
Roobarb (20.12.2024)
gribb0 (20.12.24)
3M (18.12.24)
Jigs (25.09.24)
Synge (30.08.24)
Silvershadow (02.08.24)
Hibeedeb (02.08.24)
Winniefree (08.07.24, 2nd attempt)
EvilPixie (24.06.24)
Snail (21.06.24)
GregP (14.06.24) (after part retirement 31.03.23)
Fizz :-) (13.06.24)
Jaks (15.05.24) (third time of retiring)
HellsBells (31.03.24) (orig. May 2018)
TROSaracen (07.02.24)(semi retired since mid 2019)
Hanneke (01.02.24)
Jenni-far-far (28.12.23)
FergusG (22.12.23)
Mrs Jigs (Luverlylegs) (11.12.23)
eL Bee! (30.11.23)
Lip Gloss (22.11.23)
jda (28.08.23)
RFJ (23.08.23)
Sigh (28.07.23)
Schnecke (end of school term 07.23)
Sharkie (05.07.23)
Ally-C (08.06.23)
Rebel (12.05.23)
CogNoscensme AHA (07.04.23)
Windsor Wool (05.04.23)
Bob! (30.03.23)
Velociraptor (21.03.23)
Garfield (provisional, 27.02.23) (see p.699)
ThorntonRunner (20.12.22)
DrMags (30.07.21)
MaltDrinker (30.07.21)
DoricQuine (15.06.21)
Mandymoo (21.05.21)
Eynsham Red (06.05.21)
GimmeMedals (31.08.20)
Steve NordRunner (01.08.19)
um (May 2017)
macca 53 (31.10.17)
XB (07.07.16)
Flatlander (November 2011)
Helegant
Ness
SarahWoo
Rosehip
alpenrose
Johnny Blaze
annadav
K5 Gus
Curly45
LazyDaisy
Dave..M
jabberknit
Shades
Northern Exile
Nick Cook

[other names to follow, on request]

In the Waiting Lounge, with one eye on the door

dobbers (28.02.25, tbc)
Dillthedog (27.03.25 confirmed)
westmoors (31.03.25 confirmed)
Bazoaxe (June 2025)
B Rubble (June 2025)
geordiegirl (target: July 2025)
GeneHunt59 (target: July 2025)
RRR-CAZ (September 2025)
Bigleggy (target: December 2025)
HappyG (target: end of 2025 at the earliest)

Runningbauble21 (target: June 2026)
MadWelshWoman (target: Summer 2026)
cathrobinson (target: 2026 onwards)
OverTheHillToo (target: approx. 2026)

Diogenes (17.03.27)

Hills of Death (HOD) (April 2026-April 2030)
Gromit (July 2030)
CK2 (2030)

[other names to follow, on request]

Just browsing at the moment

Daz Love
Totriornottotri
DIY Diva

[other names to follow, on request]

Retirement Failures

Currently empty :-)

[other names to follow, on request]

Useful Links

FE accepts no responsibility for external links. Or anything, really.

Related Threads

  • age
  • finances
  • lifeadmin
  • support
  • work








Back To Top

Tag A User

To tag a user, start typing their name here:
X

Free training & racing tools for runners, cyclists, swimmers & walkers.

Fetcheveryone lets you analyse your training, find races, plot routes, chat in our forum, get advice, play games - and more! Nothing is behind a paywall, and it'll stay that way thanks to our awesome community!
Get Started
Click here to join 113,933 Fetchies!
Already a Fetchie? Sign in here