Hi ,
It looks like you're using an ad blocker.



The revenue generated from the adverts on the site is a critical part of our funding - and it's because of these ads that I can offer the site for free. But using the site for free AND blocking the ads doesn't feel like a great thing to do, which is why this box is so large and inconvenient. Some sites will completely block your access, but I'm not doing that - I'm appealing to your good nature instead. Did you know that you can allow ads for specific sites, whilst still blocking them on others?

Thanks,
Ian Williams aka Fetch
or for an ad-free Fetcheveryone experience!

The Retirement Thread

2 lurkers | 173 watchers
Ness
Ness
Mar 2024
1:41pm, 19 Mar 2024
39,359 posts
  • Quote
  • Pin
Ness
Anybody out there have private health insurance? It seems to be rather expensive!


My dad looked into private health insurance when I was younger but because it didn't cover pre-existing conditions (I'd already broken my hip at that stage) he didn't bother. When my hip needed replacing we found I could pay a lump sum and get it done at the local Nuffield hospital. It was £9,500 plus about 500 or 600 extra for the post op physio which wasn't covered in that first payment. Prices have obviously gone up since that (February 2003) but that's the route I shall take if it needs redoing.
Ness
Ness
Mar 2024
1:49pm, 19 Mar 2024
39,360 posts
  • Quote
  • Pin
Ness
Have just checked. Their guide price is £16,800 now. Will need to check that there's enough stashed away in my "hip fund". I think there is.
Rosehip
Rosehip
Mar 2024
1:53pm, 19 Mar 2024
31,505 posts
  • Quote
  • Pin
Rosehip
I did through work, and useful it was too, but it was too expensive to keep it up when I left.

I also have a 'knee fund' instead
Johnny Blaze
Johnny Blaze
Mar 2024
2:47pm, 19 Mar 2024
31,880 posts
  • Quote
  • Pin
Johnny Blaze
17k. Yikes...

*offers up prayer to patron saint of kneecaps*
Ness
Ness
Mar 2024
4:24pm, 19 Mar 2024
39,363 posts
  • Quote
  • Pin
Ness
17k is for a new hip, JB. About what I expected tbh. Not sure what new knees cost.
Velociraptor
Velociraptor
Mar 2024
4:55pm, 19 Mar 2024
68,243 posts
  • Quote
  • Pin
Velociraptor
That actually makes the quotes I've just sourced, which start at around £100 per month for full cover just for me, look quite tempting! It would take me 15 years to save the cost of a major joint replacement, and I might need several.
Ness
Ness
Mar 2024
5:00pm, 19 Mar 2024
39,373 posts
  • Quote
  • Pin
Ness
In that case it does make sense, Vrap. I started setting aside the money I thought I'd need. So I've been saving since 2003 (must admit we've dipped into it for the odd holiday or two along the way. 😉)
Velociraptor
Velociraptor
Mar 2024
5:07pm, 19 Mar 2024
68,244 posts
  • Quote
  • Pin
Velociraptor
And within five minutes I had a telephone call from an insurance salesman wanting to know the details of my requirements :-O I apologised nicely for having wasted his time.

(Sounds too good to be true, probably is, I'll bet there are big first-timer discounts in there and the rates would go flying up over time.)
Ness
Ness
Mar 2024
5:12pm, 19 Mar 2024
39,375 posts
  • Quote
  • Pin
Ness
Probably. And you might not necessarily need several, Vrap. My resurfacing was estimated to last about 14 or 15 years when Mr Krikler put it in. As you know it's currently just over 21 years old and still going strong.
Velociraptor
Velociraptor
Mar 2024
5:22pm, 19 Mar 2024
68,246 posts
  • Quote
  • Pin
Velociraptor
Two knees eventually, I suspect, Ness. And possibly a big toe joint, though I'd like the options for that one to be a bit better before I need it.

About This Thread

Maintained by Sigh
A place for baggy spaciousness: "The quality of time, soft attention and ease that we could enjoy 'doing nothing' "
(thanks to TheScribbler for the term (p1516)!)
( see also: neilthewriter.co.uk
and
darkangelswriters.com )

Retirees Hall of Fame

star CumbriAndy star (17.04.25)
Dillthedog (27.03.25)
westmoors (27.03.25)
dobbers (26.02.25)
McGoohan (15.01.25)
Marmite (01.01.25)
Roobarb (20.12.2024)
gribb0 (20.12.24)
3M (18.12.24)
Jigs (25.09.24)
Synge (30.08.24)
Silvershadow (02.08.24)
Hibeedeb (02.08.24)
Winniefree (08.07.24, 2nd attempt)
EvilPixie (24.06.24)
Snail (21.06.24)
GregP (14.06.24) (after part retirement 31.03.23)
Fizz :-) (13.06.24)
Jaks (15.05.24) (third time of retiring)
HellsBells (31.03.24) (orig. May 2018)
TROSaracen (07.02.24)(semi retired since mid 2019)
Hanneke (01.02.24)
Jenni-far-far (28.12.23)
FergusG (22.12.23)
Mrs Jigs (Luverlylegs) (11.12.23)
eL Bee! (30.11.23)
Lip Gloss (22.11.23)
jda (28.08.23)
RFJ (23.08.23)
Sigh (28.07.23)
Schnecke (end of school term 07.23)
Sharkie (05.07.23)
Ally-C (08.06.23)
Rebel (12.05.23)
CogNoscensme AHA (07.04.23)
Windsor Wool (05.04.23)
Bob! (30.03.23)
Velociraptor (21.03.23)
Garfield (provisional, 27.02.23) (see p.699)
ThorntonRunner (20.12.22)
DrMags (30.07.21)
MaltDrinker (30.07.21)
DoricQuine (15.06.21)
Mandymoo (21.05.21)
Eynsham Red (06.05.21)
GimmeMedals (31.08.20)
Steve NordRunner (01.08.19)
um (May 2017)
macca 53 (31.10.17)
XB (07.07.16)
Flatlander (November 2011)
Helegant
Ness
SarahWoo
Rosehip
alpenrose
Johnny Blaze
annadav
K5 Gus
Curly45
LazyDaisy
Dave..M
jabberknit
Shades
Northern Exile
Nick Cook

[other names to follow, on request]

In the Waiting Lounge, with one eye on the door

B Rubble (June 2025)
GeneHunt59 (target: July 2025)
RRR-CAZ (September 2025)
Bigleggy (target: December 2025)

geordiegirl (target: May/June 2026)
HappyG (target: June 2026)
Runningbauble21 (target: June 2026)
MadWelshWoman (target: Summer 2026)
OverTheHillToo (target: approx. 2026)

Diogenes (17.03.27)
cathrobinson (target: 2027 onwards)
Hills of Death (HOD) (April 2026-April 2030)
Gromit (July 2030)
CK2 (2030)

[other names to follow, on request]

Just browsing at the moment

Bazoaxe
Daz Love
Totriornottotri
DIY Diva

[other names to follow, on request]

Retirement Failures

Currently empty :-)

[other names to follow, on request]
  • Show full description...

Useful Links

FE accepts no responsibility for external links. Or anything, really.

Related Threads

  • age
  • finances
  • lifeadmin
  • support
  • work

Report This Content

You can report any content you believe to be unsafe. Please let me know why you believe this content is unsafe by choosing a category below.



Thank you for your report. The content will be assessed as soon as possible.










Back To Top

Tag A User

To tag a user, start typing their name here:
X

Free training & racing tools for runners, cyclists, swimmers & walkers.

Fetcheveryone lets you analyse your training, find races, plot routes, chat in our forum, get advice, play games - and more! Nothing is behind a paywall, and it'll stay that way thanks to our awesome community!
Get Started
Click here to join 114,273 Fetchies!
Already a Fetchie? Sign in here