The Retirement Thread
3 lurkers |
175 watchers
Apr 2023
11:56am, 21 Apr 2023
30,077 posts
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Johnny Blaze
Good luck. The form filling for PIP is bloody awful.
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Apr 2023
11:57am, 21 Apr 2023
102,510 posts
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Hanneke
I don't see these things as free money! I have paid about £250.000 into the system. A few months of £77/week and a few years of state pension, if it still exists in 10 years time, is not going to make a dent into those contributions...
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Apr 2023
11:59am, 21 Apr 2023
102,511 posts
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Hanneke
Thanks JB, been postponing it! Just the pre-amble to get the form was bad enough. Mind, they may have a cancer section, like the form for the DWP I just dropped off at my GP... 24 pages but if you have cancer, all you do is tick the cancer box and say yes to being unable to work and no to other conditions and your dr fills in page 24... |
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Apr 2023
12:03pm, 21 Apr 2023
102,512 posts
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Hanneke
My immigration lawyer did try to get my contributions back, as a bargaining position, when the Home Office decided my income wasn't "genuine or effective" when I applied for permanent residency in 2017 and was refused! I eventually was granted Settled States in 2021, 2 days before the deadline! I am not surprised I developed cancer: 5 years of not knowing if you are allowed to stay in your own home, in the place you have lived in for 27 years... Stress!!! |
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Apr 2023
12:05pm, 21 Apr 2023
30,078 posts
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Johnny Blaze
That sounds much more manageable. Mind you, even the PIP forms are a breeze compared to applying for Financial Deputyship, which is a real bureaucratic nightmare. |
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Apr 2023
12:05pm, 21 Apr 2023
102,513 posts
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Hanneke
P.S. the H.O. insisted I should have had private insurance, hence us asking contributions back. Imagine suddenly having a £250.000 pot to buy yourself a pension!!! |
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Apr 2023
12:06pm, 21 Apr 2023
102,514 posts
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Hanneke
What is Financial Deputyship Johnny Blaze?
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Apr 2023
12:09pm, 21 Apr 2023
30,079 posts
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Johnny Blaze
It's applying to take over financial management of an adult who lacks capacity to make their own decisions. We had to apply last year for our son. It took about 11 months.
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Apr 2023
12:10pm, 21 Apr 2023
46,408 posts
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HappyG(rrr)
How do you calculate 250K Hann? Is that all tax or just NI? Only NI funds pension doesn't it? How are you feeling? Is treatment going OK?  G
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Apr 2023
12:15pm, 21 Apr 2023
102,517 posts
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Hanneke
No idea Happy I paid my legal eagles to do that job for me. I did earn a very decent living as an art dealer for 19 years though... I am feeling better every day Happy. Thanks for asking. Postponed chemo to perk myself up first as I did not think I could handle it. Oncologist monday, then we decide... But my own "thing" seems to be working 🤞 |
Jigs Useful Links
FE accepts no responsibility for external links. Or anything, really.- Money Helper
- How Much is Enough to Retire On?
- Retirement Living Standards
- How much will you need to retire?
- Free Govt website for pension advice
- SIPP pensions
- ISAs
- Check your National Insurance contributions
- Check your state pension account
- Martin Lewis on pensions
- Support and advice for those widowed under the age of 50
- Power of Attorney information
- Making the most of your retirement
- 20 tips for a happy retirement
- Married Couple's Allowance
- Aviva guide to retirement planning
- U3A
- U3A Local Sites - map
- Make a Power of Attorney
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