The Retirement Thread

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Dingbat 19 Apr 9:57pm, 19 Apr 2024 339 posts	0 Dingbat My dad often refers to his house as my pension fund. I know he's kind of right but I've never actually considered it seriously and my retirement is funded quite separately. However, when that day comes I know it means we can afford to move house to be nearer our kids.
Lip Gloss 19 Apr 10:00pm, 19 Apr 2024 75,242 posts	0 Lip Gloss My dad’s money will definitely be a nice cushion to have till my state pension
Flatlander 20 Apr 10:27am, 20 Apr 2024 3,206 posts	0 Flatlander I funded my own retirement by judicious saving and contributions. Helping by not having a family. My parents lived in a council house, and when they died 10 months apart 20+ years ago my brother and I shared less than £10,000 between us and took some furniture. That was it. I never expected nor wanted anything from them (in fact, in their later years I was helping them in a tiny way, e.g. paying their telephone bills). Anyway they contributed a lot to our lives, and I don't mean financially or materially.
Mandymoo 20 Apr 12:55pm, 20 Apr 2024 18,785 posts	0 Mandymoo Am currently trying to convince my dad to pay for a once in a lifetime holiday for him. He is worried its a lot of money and I keep telling him that's what he has worked for all his life, not to leave it in a bank account. I really hope he does it
EvilPixie 20 Apr 1:21pm, 20 Apr 2024 53,559 posts	0 EvilPixie My dad used to happily say he was spending my inheritance! But since he died (5 years) mum has hardly left the house
TROSaracen 20 Apr 2:39pm, 20 Apr 2024 27,734 posts	0 TROSaracen My father died when he was 55 and my mother got an amazingly generous death in service package. She was able to retire at 50 and has had an amazing life since. Very deserved, as my old man was miserable, jealous and tightarsed. She’s more or less done everything she’s wanted but now always talks about wanting us to have similar with the inheritance. I’ve not planned or needed it and we’re pretty sorted so no idea what we’ll do if/when it happens. She’s just not interested in spending more/doing more/owning more.
Dave W 20 Apr 4:11pm, 20 Apr 2024 18,340 posts	0 Dave W Always worked on the premise that we would not get anything from our parents. Always planned our finances around being totally dependent on ourselves. If you end up with something, then great. Obviously tinged with regret. But better than believing you’re going to get a bucket load of brass and ending up with nowt.
EvilPixie 20 Apr 4:23pm, 20 Apr 2024 53,567 posts	0 EvilPixie Oh I agree We’ve been paying into a personal pension for 30 years! I’m just annoyed that they restrict when you can access it! It’s my money!
Mandymoo 20 Apr 4:37pm, 20 Apr 2024 18,786 posts	0 Mandymoo Yep agree too - never counted on getting anything and still don't want to hence why I keep having wobbles.
Shades 20 Apr 5:09pm, 20 Apr 2024 2,313 posts	0 Shades Pix - they've upped the age pension funds can be accessed as there's concerns that some may run out of funds, as we now live longer. Especially now that annuities are less popular.

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