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The Retirement Thread

6 lurkers | 175 watchers
LazyDaisy
LazyDaisy
Mar 2023
8:12am, 2 Mar 2023
37,785 posts
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LazyDaisy
I still see friends/former colleagues from the job I did before my teaching job - I left in 2006 - but I never bothered to exchange phone or email addresses with colleagues at the school and have no interest in keeping in touch with them. It was a toxic environment.
Diogenes
Diogenes
Mar 2023
8:21am, 2 Mar 2023
76,943 posts
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Diogenes
I keep in touch with just one person from a former job, and that's only because I married her.

(I do see some others from that era because Mrs D is still friends with them)
um
um
Mar 2023
8:27am, 2 Mar 2023
7,134 posts
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um
Oops, how could I forget. I do see one person from the job I left 35 years ago. Same reason as Dio & Mrs D.
macca 53
macca 53
Mar 2023
8:37am, 2 Mar 2023
31,083 posts
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macca 53
I’m in contact with a small number of people from my workplace - we meet up once or twice a year for a meal.

We were all trying to get out around the same time and were known as the escape committee 😁. Three are still there five years later!
Johnny Blaze
Johnny Blaze
Mar 2023
8:42am, 2 Mar 2023
29,714 posts
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Johnny Blaze
Blimey, get them a poster of Rita Hayworth for their cell. Might be their only hope.
GregP
GregP
Mar 2023
8:43am, 2 Mar 2023
143,703 posts
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GregP
:)
um
um
Mar 2023
10:01am, 2 Mar 2023
7,135 posts
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um
Back to NI top ups ....
Off Roader got through after about an hour holding today. As opposed to the 5 minute briefing before the line just closes.

One new piece of information, at least to us. Since she already had 35 years contributions, she could no longer top up any pre-2016 years with only partial payments. So the 5 years needed to top her up to (as good as, 50p/week short) the maximum pension had to be full years after 2016. That contracted out option doesn't sound as good now as it did when it was applied in the 1980s.

But it all seems in need of improvement, and a question of why it can't be automated from the DWP gov.uk site? Choose the years, get told 'yes or no' and a payment option there and then.
Instead of numerous calls & wasted time,then when you do get through 5 mins with a DWP person before another transfr, 5-10 mins wait and 5 mins with an HMRC person. Who managed to add up the sum to a different amount, but neverthess OK, and that 18 character code that ties your ££££ payment to you. And the '6 weeks to see it come through'.

Sorry, maybe that should have been on the 'grinds your gears' thread ...

Now I've told her, she's got to live for at least another 5 years to get a return on that!
HappyG(rrr)
HappyG(rrr)
Mar 2023
10:29am, 2 Mar 2023
45,710 posts
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HappyG(rrr)
Am I missing something? If my pension forecast says "you have the maximum pension that you can get" even if I was contracted out or not employed during some periods, does that mean I don't need to have the "fun" of trying to add additional voluntary NiC payments? Thanks. :-) G
Johnny Blaze
Johnny Blaze
Mar 2023
10:31am, 2 Mar 2023
29,718 posts
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Johnny Blaze
That's how I interpreted it. Mind you, my forecast tells me I will get more than the standard pension so I'm a bit puzzled all round.
bigleggy
bigleggy
Mar 2023
10:41am, 2 Mar 2023
7,149 posts
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bigleggy
According to HMRC I have 38 years of full contributions and 13 years to contribute before April 2035

I'll be damned if I'm gonna work another 13 years !!!

About This Thread

Maintained by Sigh
A place for baggy spaciousness: "The quality of time, soft attention and ease that we could enjoy 'doing nothing' "
(thanks to TheScribbler for the term (p1516)!)
( see also: neilthewriter.co.uk
and
darkangelswriters.com )

Retirees Hall of Fame

star CumbriAndy star (17.04.25)
Dillthedog (27.03.25)
westmoors (27.03.25)
dobbers (26.02.25)
McGoohan (15.01.25)
Marmite (01.01.25)
Roobarb (20.12.2024)
gribb0 (20.12.24)
3M (18.12.24)
Jigs (25.09.24)
Synge (30.08.24)
Silvershadow (02.08.24)
Hibeedeb (02.08.24)
Winniefree (08.07.24, 2nd attempt)
EvilPixie (24.06.24)
Snail (21.06.24)
GregP (14.06.24) (after part retirement 31.03.23)
Fizz :-) (13.06.24)
Jaks (15.05.24) (third time of retiring)
HellsBells (31.03.24) (orig. May 2018)
TROSaracen (07.02.24)(semi retired since mid 2019)
Hanneke (01.02.24)
Jenni-far-far (28.12.23)
FergusG (22.12.23)
Mrs Jigs (Luverlylegs) (11.12.23)
eL Bee! (30.11.23)
Lip Gloss (22.11.23)
jda (28.08.23)
RFJ (23.08.23)
Sigh (28.07.23)
Schnecke (end of school term 07.23)
Sharkie (05.07.23)
Ally-C (08.06.23)
Rebel (12.05.23)
CogNoscensme AHA (07.04.23)
Windsor Wool (05.04.23)
Bob! (30.03.23)
Velociraptor (21.03.23)
Garfield (provisional, 27.02.23) (see p.699)
ThorntonRunner (20.12.22)
DrMags (30.07.21)
MaltDrinker (30.07.21)
DoricQuine (15.06.21)
Mandymoo (21.05.21)
Eynsham Red (06.05.21)
GimmeMedals (31.08.20)
Steve NordRunner (01.08.19)
um (May 2017)
macca 53 (31.10.17)
XB (07.07.16)
Flatlander (November 2011)
Helegant
Ness
SarahWoo
Rosehip
alpenrose
Johnny Blaze
annadav
K5 Gus
Curly45
LazyDaisy
Dave..M
jabberknit
Shades
Northern Exile
Nick Cook

[other names to follow, on request]

In the Waiting Lounge, with one eye on the door

B Rubble (June 2025)
GeneHunt59 (target: July 2025)
RRR-CAZ (September 2025)
Bigleggy (target: December 2025)

geordiegirl (target: May/June 2026)
HappyG (target: June 2026)
Runningbauble21 (target: June 2026)
MadWelshWoman (target: Summer 2026)
OverTheHillToo (target: approx. 2026)

Diogenes (17.03.27)
cathrobinson (target: 2027 onwards)
Hills of Death (HOD) (April 2026-April 2030)
Dave A (June 2030)
Gromit (July 2030)
CK2 (2030)

[other names to follow, on request]

Just browsing at the moment

Bazoaxe
Daz Love
Totriornottotri
DIY Diva

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Retirement Failures

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