The Retirement Thread
1 lurker |
176 watchers
May 2022
2:11pm, 11 May 2022
1,401 posts
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arbster
I'm assuming no inheritances at all. I am forecasting my life to age 100 and will profile my retirement spend accordingly. My kids' best hope of a significant inheritance is my untimely death. So hopefully they're not reading this.
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May 2022
2:11pm, 11 May 2022
57,968 posts
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Velociraptor
Holding on the 'phone to NHSPS ... I am going to do this.
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May 2022
2:19pm, 11 May 2022
2,449 posts
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Flatlander
Velociraptor in the lead up to my retirement, NHSPS was extremely helpful and informative, and when I gave comparatively short notice (6 weeks) of my retirement they got everything sorted out in time so there was no delay in my pension being paid.  That was quite a few years ago so things may have changed but I hope you have a similar experience. |
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May 2022
2:22pm, 11 May 2022
57,969 posts
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Velociraptor
Last time I tried I found NHSPS very helpful and PCSE a nightmare of obfuscation and mansplaining. But I have ten months to play with and I'll feel a lot better once I know it's in progress.
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May 2022
2:32pm, 11 May 2022
61,572 posts
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Lip Gloss
68 by 2037 67 for me which is 2030 and they better not bloody move it again. Although I want to be retired long before then. If the nursing home doesn’t swallow up all my dad’s money we should be left with something decent. I’m trying my best to hold onto my own property to leave to my son although he says I should be spending now. |
May 2022
2:42pm, 11 May 2022
4,454 posts
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Fields
My Dad has just got a new partner; depending on how that progresses who knows what it means for what if anything will pass to me when the time comes. He’s 70, so quite young and been retired since 55. He’s pretty healthy bar smoking a few tabs each day. Who knows though with care home requirement for either or both of them in the future etc I suspect me being able to pay off mortgage or retire early is contingent on an inheritance but it’s both fatuous and presumptuous to make it part of my planning as it may never happen. |
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May 2022
2:43pm, 11 May 2022
4,455 posts
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Fields
No dependents for me, I expect I’ll make a mix of charitable donations and pass whatever else I have on to my nieces and maybe the kids of some close friends.
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May 2022
2:49pm, 11 May 2022
57,970 posts
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Velociraptor
NHSPS call completed. I know what I have to do next but that can wait till tomorrow.
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May 2022
2:49pm, 11 May 2022
135,201 posts
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GregP
Yep, our will's beneficiaries are Sue's brother, the church, the local wildlife trust, the Cats' Protection League and the British Museum, if memory serves.
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May 2022
2:50pm, 11 May 2022
135,202 posts
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GregP
[x-post, obv]
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- How Much is Enough to Retire On?
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- Free Govt website for pension advice
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- ISAs
- Check your National Insurance contributions
- Check your state pension account
- Martin Lewis on pensions
- Support and advice for those widowed under the age of 50
- Power of Attorney information
- Making the most of your retirement
- 20 tips for a happy retirement
- Married Couple's Allowance
- Aviva guide to retirement planning
- U3A
- U3A Local Sites - map
- Make a Power of Attorney
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