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The Retirement Thread

2 lurkers | 174 watchers
7 Feb
5:03pm, 7 Feb 2025
26,724 posts
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geordiegirl
@Bazoaxe mine is actually website as well. Even if I log on from the company laptop the illustrator doesn’t work I reported it to them back in September when I rang to get some figures. I’ll make it my recovery job to get access.
7 Feb
5:03pm, 7 Feb 2025
51,922 posts
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HappyG(rrr)
I really don't understand some of the (lovely) pension pots and perks that you lot have!

Excitingly I have received a letter from Aegon via the DWP lost pensions service saying they might have an account with my name. Failed authentication online via Experian (no idea why - been at this address on electoral role for 7 plus years but might be to do with farm property name and postcode not quite matching - we've had issues with that in the past). So it's a letter with certified copies of ID. Might only be £1 in a pension, but might be a missing 3 year gap in my pensions from 1992, so here's hoping! :-) G
7 Feb
6:27pm, 7 Feb 2025
62,181 posts
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EvilPixie
Out of interest does your pension provider do the magic and pay any tax for you or do you end up doing a tax return? I’m assuming the former?
7 Feb
6:34pm, 7 Feb 2025
6,133 posts
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Shades
Pix - tax deducted at source just like it was a job!
7 Feb
6:37pm, 7 Feb 2025
73,654 posts
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Velociraptor
Mine happens by magic, including the adjustment for building society interest.
7 Feb
6:42pm, 7 Feb 2025
62,182 posts
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EvilPixie
Phew!
7 Feb
7:01pm, 7 Feb 2025
16,441 posts
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Ally-C
I draw down monthly from my pot. Every couple of years I’m gonnae look at what I’ve got & if it’s over a certain amount take some out(if I pay tax I don’t care), just did this for a new car.

Nae mortgage, nae kids, nae point in letting it just build.

My Mrs left her pension with her work and gets monthly.
7 Feb
7:38pm, 7 Feb 2025
79,955 posts
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LipGloss
I assume mine is technically not a pension as I didn’t contribute to it neither did an employer. It was an investment of a money pot from my divorce. I take a ‘pay’ monthly along with my small nhs pension.
7 Feb
8:08pm, 7 Feb 2025
62,186 posts
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EvilPixie
Just spoken to mum (who does zero socialising and calls no one) she was shocked I don’t miss work and the social side of it

I reflected on the office silence

She continued to say you learn so much not just about work but about life when in the office

I reflected on all the hours people wasted talking about love island and soaps and the latest must watch Netflix series

Nope no not at all I’m loving not working!
3M
7 Feb
9:04pm, 7 Feb 2025
25,678 posts
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3M
geordiegirl wrote:Apologies @Bazoaxe I thought 3M had replied.

I was a bit confused! Especially since Bazo had given such a comprehensive reply!

About This Thread

Maintained by Sigh
A place for baggy spaciousness: "The quality of time, soft attention and ease that we could enjoy 'doing nothing' "
(thanks to TheScribbler for the term (p1516)!)
( see also: neilthewriter.co.uk
and
darkangelswriters.com )

Retirees Hall of Fame

star McGoohan star (15.01.25)
Marmite (01.01.25)
Roobarb (20.12.2024)
gribb0 (20.12.24)
3M (18.12.24)
Jigs (25.09.24)
Synge (30.08.24)
Silvershadow (02.08.24)
Hibeedeb (02.08.24)
Winniefree (08.07.24, 2nd attempt)
EvilPixie (24.06.24)
Snail (21.06.24)
GregP (14.06.24) (after part retirement 31.03.23)
Fizz :-) (13.06.24)
Jaks (15.05.24) (third time of retiring)
HellsBells (31.03.24) (orig. May 2018)
TROSaracen (07.02.24)(semi retired since mid 2019)
Hanneke (01.02.24)
Jenni-far-far (28.12.23)
FergusG (22.12.23)
Mrs Jigs (Luverlylegs) (11.12.23)
eL Bee! (30.11.23)
Lip Gloss (22.11.23)
jda (28.08.23)
RFJ (23.08.23)
Sigh (28.07.23)
Schnecke (end of school term 07.23)
Sharkie (05.07.23)
Ally-C (08.06.23)
Rebel (12.05.23)
CogNoscensme AHA (07.04.23)
Windsor Wool (05.04.23)
Bob! (30.03.23)
Velociraptor (21.03.23)
Garfield (provisional, 27.02.23) (see p.699)
ThorntonRunner (20.12.22)
DrMags (30.07.21)
MaltDrinker (30.07.21)
DoricQuine (15.06.21)
Mandymoo (21.05.21)
Eynsham Red (06.05.21)
GimmeMedals (31.08.20)
Steve NordRunner (01.08.19)
um (May 2017)
macca 53 (31.10.17)
XB (07.07.16)
Flatlander (November 2011)
Helegant
Ness
SarahWoo
Rosehip
alpenrose
Johnny Blaze
annadav
K5 Gus
Curly45
LazyDaisy
Dave..M
jabberknit
Shades
Northern Exile
Nick Cook

[other names to follow, on request]

In the Waiting Lounge, with one eye on the door

dobbers (26.02.25 confirmed)
Dillthedog (27.03.25 confirmed)
westmoors (31.03.25 confirmed)
Bazoaxe (June 2025)
B Rubble (June 2025)
GeneHunt59 (target: July 2025)
RRR-CAZ (September 2025)
Bigleggy (target: December 2025)

geordiegirl (target: May/June 2026)
HappyG (target: June 2026)
Runningbauble21 (target: June 2026)
MadWelshWoman (target: Summer 2026)
OverTheHillToo (target: approx. 2026)

Diogenes (17.03.27)
cathrobinson (target: 2027 onwards)
Hills of Death (HOD) (April 2026-April 2030)
Gromit (July 2030)
CK2 (2030)

[other names to follow, on request]

Just browsing at the moment

Daz Love
Totriornottotri
DIY Diva

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Retirement Failures

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