The Retirement Thread
3 lurkers |
175 watchers
Nov 2023
7:44am, 4 Nov 2023
17,624 posts
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Mandymoo
Mine is stated in my will where and when I want them scattered - the bluebells must be in bloom š
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Nov 2023
8:03am, 4 Nov 2023
15,784 posts
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jda
I've never thought of a will as an appropriate place for writing funeral wishes.
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Nov 2023
8:12am, 4 Nov 2023
72,028 posts
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Lip Gloss
My intention is have my instructions written down in a note and have it will my copy of the will. Not that Iām planning to go anywhere soon *crosses fingers* but I suppose I should make a start on that.
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Nov 2023
8:22am, 4 Nov 2023
15,785 posts
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jda
The point about leaving such wishes with the will (only) is that it might take a while to find and be too late by then. Also, will the funeral be arranged solely by executors? I'm sure it's probably ok most of the time but not really what a will is designed for.
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Nov 2023
9:44am, 4 Nov 2023
23,290 posts
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Sigh
Mom & I had a very useful conversation in Sept '22, the result of which is that I now have a note on my phone (using the Samsung Notes app) entitled "Mom's important info" which starts "Bedroom, chest of drawers, RH side, 2nd drawer down" and then lists the expected contents, and a couple of other important notes. Easy to find and follow in what will be a time of high emotion. |
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Nov 2023
10:01am, 4 Nov 2023
17,625 posts
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Mandymoo
My family are all very aware of my wishes and the fact that they will have to hold on to me until the bluebells are out in our family's favorite woods. It's often talked, and joked about. They also know what song I want played at the end of my funeral š
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Nov 2023
12:30pm, 4 Nov 2023
25,850 posts
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Bazoaxe
I have been looking at some of the drawdown forecast tools which are interesting and helpful. However none of them seem to allow for state pension when it kicks in ie I might want to take a higher amount until SPA then reduce it at that stage. I might need to build my own spreadsheet unless anyone knows of such a calculator. |
Nov 2023
12:38pm, 4 Nov 2023
16,859 posts
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XB
That's the sort of tool that our adviser uses. It allows for the commencement of occupational pensions, state pensions, house downsize, etc. It allows for flexing the rate of return, the rate of increase of drawdown.
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Nov 2023
6:01pm, 4 Nov 2023
473 posts
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dobbers
Bazoaxe I had to write my own in Java to simulate different scenarios based on starting pension pot amounts and different amounts to fund each year until SP kicks in
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Nov 2023
6:22pm, 4 Nov 2023
31,200 posts
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Johnny Blaze
Iām trying not to overthink mine but it really makes my head want to explode.
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McGoohan Useful Links
FE accepts no responsibility for external links. Or anything, really.- Money Helper
- How Much is Enough to Retire On?
- Retirement Living Standards
- How much will you need to retire?
- Free Govt website for pension advice
- SIPP pensions
- ISAs
- Check your National Insurance contributions
- Check your state pension account
- Martin Lewis on pensions
- Support and advice for those widowed under the age of 50
- Power of Attorney information
- Making the most of your retirement
- 20 tips for a happy retirement
- Married Couple's Allowance
- Aviva guide to retirement planning
- U3A
- U3A Local Sites - map
- Make a Power of Attorney
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